A politely worded inquiry should prompt a t-girl to let you know exactly what term she considers most appropriate.
If you must use a term, rather than a person's name, perhaps the term transgendered is the least offensive of all the terms.
Make a t-girl feel like a lady and you're well on your way to success!
No excessive unwelcome private messaging - Ask first. No scrolling text, excessive audio emoticons or other disruptive activity. Do not drop web addresses or links in the chat room for commercial sites or products. If the chat room does not load, or if only a grey box is shown, you may download Java from the Sun Microsystems Java Plugin web site.
The subject of safe sex also cannot be overemphasized.
We believe in a responsibility of all people to engage in safe sex. If you follow these tips, I assure you there is someone out there who can't wait to find you!
This is risky business and your misunderstanding could cause you to miss out on an opportunity to meet the lover of your dreams. They simply aren't interested in men, so perhaps you shouldn't waste your time. Read or listen as t-girls describe themselves and you will gain insight into exactly where they are in their life and where they intend to go.
Others are bisexual (your chances are improving here). A dialog should be able to resolve any remaining questions you might have.